General Insurance2025|PDF|Epub|mobi|kindle电子书版本百度云盘下载

General InsurancePDF格式电子书版下载

注意：本站所有压缩包均有解压码： 点击下载压缩包解压工具

Chapter 1 The Nature of Risk1

Section 1 The Meaning of Risk1

Section 2 The Classification of Risk3

Section 3 Risk Management4

Section 4 Managing Personal Risks through Insurance8

Chapter 2 Essence of Insurance18

Section 1 The Meaning of Insurance18

Section 2 The Features of Insurance18

Section 3 The Function of Insurance20

Section 4 The Role of Insurance21

Section 5 The Classification of Insurance22

Chapter 3 The Principle of Insurable Interest32

Section 1 The Meaning of Insurable Interest32

Section 2 The Significance of Insurable Interest33

Section 3 The Application of Insurable Interest34

Section 4 When does Insurable Interest Begin to Exist?36

Section 5 Common Features of Insurable Interest37

Chapter 4 The Principle of Utmost Good Faith47

Section 1 Meaning of Utmost Good Faith48

Section 2 The Duty of Full Disclosure by the Insured48

Section 3 The Duty of Full Disclosure by the Insurer50

Section 4 Duration of the Duty of Disclosure51

Section 5 Representations and Warranties52

Section 6 Breach of the Doctrine of Utmost Good Faith53

Section 7 Remedies for Breach of Utmost Good Faith55

Chapter 5 The Principle of Proximate Cause63

Section 1 Meaning of Proximate Cause63

Section 2 Occurrence of Trains of Event64

Section 3 How do We Determine the Efficient Cause?64

Section 4 Examples of Proximate Cause65

Section 5 Remote Causes66

Section 6 Exclusions68

Section 7 Indirect Causes68

Section 8 Summary of Proximate Cause68

Chapter 6 The Principle of Indemnity76

Section 1 Indemnity76

Section 2 Contribution82

Section 3 Subrogation84

Chapter 7 Insurance Contract95

Section 1 Meaning of General Contract95

Section 2 Meaning of Insurance Contract98

Section 3 The Form of Insurance Contract98

Section 4 The Subject and the Object of the Insurance Contract99

Section 5 The Contents of Insurance Contract100

Section 6 The Conclusion of Insurance Contract101

Chapter 8 Property Insurance109

Section 1 Meaning of Property Insurance109

Section 2 Sum Insured in Property Insurance109

Section 3 The Calculation of Value in Property Insurance110

Section 4 Reinstatement113

Section 5 Provision of Property Insurance113

Chapter 9 Life Insurance127

Section 1 Meaning of Life Insurance127

Section 2 Types of Life Insurance127

Section 3 Policy Features129

Section 4 Annuities131

Section 5 Permanent Health Insurance133

Section 6 Group Policies137

Chapter 10 Insurance Market147

Section 1 London Insurance Market147

Section 2 London Insurance Companies148

Section 3 London Insurance Organizations149

Section 4 Insurance Intermediaries153

Section 5 Recent Changes in the London Insurance Market155

Chapter 11 Structure of Insurance Company164

Section 1 The Structure of Insurance Companies in China164

Section 2 Insurance Companies in Foreign Countries169

Section 3 Insurance Companies as Financial Institutions170

Section 4 Types of Insurance Company Organizations172

Section 5 Organizational Operations173

Chapter 12 Regulation of Insurance180

Section 1 Insurance Regulations in China181

Section 2 Insurance Regulations in the United States184

Section 3 Insurance Regulations in Canada188

Appendix Vocabulary and Special Terms199

Bibliography226